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Cookies Policy

Last updated: 02 October 2026

What Cookies and Similar Technologies Are

Cookies are small text files placed on your device when you visit a website. They allow the site to remember actions and preferences over time. Similar technologies include pixels, web beacons and local storage objects that can store or access information on your device. These files can contain identifiers, timestamps, settings and other data that help websites function or track usage patterns. In the context of an informational site focused on insurance programming topics, cookies enable basic navigation, remember language choices and support analysis of how readers engage with technical content about insurance systems.

Why This Site Uses Cookies

edufluxly operates a non-commercial informational website about insurance programming. Cookies help deliver content reliably, understand reader interests in programming techniques for insurance applications and maintain basic site performance. Without them, features such as remembering your consent choices or loading pages efficiently would not work as intended. The site avoids commercial advertising but still requires limited tracking to improve the quality of educational articles on insurance software development.

Categories of Cookies Used

Strictly necessary cookies enable core functions like page loading and consent banner display. Functional cookies remember preferences such as display settings. Analytics or performance cookies collect aggregated information about page views and navigation to identify popular insurance programming topics. Advertising or targeting cookies are not used because the site is non-commercial. Social-media cookies may appear if third-party sharing tools are embedded in future blog posts, but currently none are active.

First-Party Versus Third-Party Cookies

First-party cookies are set directly by edufluxly and relate only to this domain. They handle essential operations and store consent records. Third-party cookies come from external providers such as analytics services that assist with measuring readership of insurance programming articles. These third parties receive limited data and operate under their own policies. The site reviews all third-party providers to ensure alignment with Malaysian data protection expectations.

Session Versus Persistent Cookies and Retention Periods

Session cookies exist only while your browser remains open and are deleted when you close it. They support immediate navigation and consent storage during a single visit. Persistent cookies remain on your device for a defined period, typically up to twenty-four months, allowing the site to recognise returning visitors and maintain long-term preferences. Retention is limited to the minimum necessary for the stated purpose, after which the cookies are automatically removed or anonymised.

Data Handled and Purpose of Each Category

Strictly necessary cookies process identifiers needed for security and consent management. Functional cookies store user-selected settings such as text size. Analytics cookies record page interactions, device type and referral sources to improve content about insurance programming. No personal identifiers such as names or contact details are collected by analytics tools unless voluntarily supplied through the contact form on the Contacts page. All data processing aims to enhance educational value without creating individual profiles.

Consent or Exemption Basis Under Malaysian Law

Malaysia’s Personal Data Protection Act 2010 requires consent for collection of personal data beyond what is strictly necessary. Strictly necessary cookies operate under the legitimate interests exemption because they enable site functionality. All other categories require affirmative consent through the site-wide cookie banner. Visitors may withdraw consent at any time. The site maintains records of consent choices as required by the Act.

Cookie Providers, Purposes, Categories and Durations

The following providers are currently active. Necessary consent cookie from edufluxly lasts twelve months for consent management. Analytics cookie from a measurement service lasts twenty-four months for performance analysis. Functional preference cookie from edufluxly lasts six months to retain display settings. No advertising or social cookies are deployed at present. Full details of any future additions will be listed here.

How the Consent Manager Works and Changing Choices

The site-wide cookie banner appears on first visit and allows selection of cookie categories. You can accept all, reject non-essential cookies or customise choices. A link in the footer lets you reopen the banner to review or alter selections later. Withdrawing consent stops further collection by the affected categories while previously stored data is handled according to retention rules.

Browser-Level Controls and Consequences of Disabling Cookies

Most browsers allow blocking or deleting cookies through settings menus. Disabling strictly necessary cookies prevents the consent banner from functioning correctly and may block access to some pages. Blocking analytics cookies reduces the site’s ability to improve insurance programming content but does not affect core reading features. Instructions for popular browsers are available on their official support sites.

International Transfers and Privacy Policy Reference

Some analytics providers may process data outside Malaysia. Appropriate safeguards such as contractual clauses are used to protect information. For complete details on data handling practices, please refer to the separate Privacy Policy available on this site.

Policy Changes, Contact Route and Last-Updated Date

edufluxly may update this Cookies Policy to reflect legal changes or service modifications. The last-updated date appears at the top of the page. Questions about cookie practices can be sent using the contact form on the Contacts page or by writing to [email protected], Wisma Chubb, 38 Jalan Sultan Ismail, 50250 Kuala Lumpur, Malaysia or calling 03-2058 3000. This policy was prepared in accordance with Malaysian data protection requirements for an informational insurance programming website.